Lease or Finance a New Acura - Which is Right for You


Lease or Finance a New Acura Vehicle in Charleston, SC - Which is Right for You?

At McDaniels Acura of Charleston, there is nothing more exciting than seeing a customer bring home a new Acura vehicle. However, before that moment arrives, you must choose between financing and leasing your vehicle. Both offer unique benefits, giving you great reasons to choose either option. Learn more about each option right here.

Benefits of Financing

Financing your vehicle will give you full vehicle ownership once you pay it off. The main benefits include the following:

  • You build equity as you pay down your vehicle loan
  • There are no mileage restrictions
  • You can keep your vehicle for as long as you like
  • You have the freedom to customize your vehicle how you see fit
  • There are lower long-term costs if you keep your vehicle for many years

Benefits of Leasing

Leasing a new ADX, MDX, RDX, or Integra is a great option for drivers. You have the option to lease your vehicle for two or three years and return it when the time's up. After the lease-end you can also choose to purchase the vehicle, or trade it in for an upgrade. The main benefits include the following:

  • It is easier to get vehicles with the latest technologies and amenities
  • Lower upfront costs
  • Lower monthly payments
  • You can drive new vehicles every few years
  • Your leased vehicle is almost always covered by the manufacturer's warranty during your contract term
  • There are several easy ways to return your vehicle at the end of your lease
 

Learn More About Leasing and Financing

Rollover Miles 
If you drive fewer than your contracted lease miles, up to 15,000 unused lease miles can be rolled over to your next Acura Luxury Lease. And up to 7500 miles overage at lease end penalty waived with Loyalty 

Turn-in fee waived for loyal customers 
A loyal client is one who purchases or leases another new Acura or Honda automobile within 30 days prior to or after the turn-in date. 

$750 Excessive Wear and Use or Damage 
A loyal client may be eligible for an excessive wear and use or damage waiver of up to $1,500. More information provided in lease contract. 

Flexible Terms 
Contracts can range from 24-60 months. Clients can even eliminate monthly lease payments with our One-Pay Leasing program. Multiple Mileage Options Choose from 7,500, 10,000, 12,000 or 15,000 miles per year. Additional miles can be purchased at signing. 

Automatic GAP Coverage 
Guaranteed Asset Protections (GAP) generally covers the difference between insurance payments and the outstanding lease if your vehicle is stolen or deemed a total loss. GAP coverage is standard on all Acura Luxury Leases. 

Guaranteed Purchase Price 
Acura Luxury Leases lock in the end-of-lease purchase price at signing, which can protect you against market fluctuations. 

End-of-Term Flexibility 
As your lease comes to an end, an Acura Luxury Lease can still give you options. You can purchase the vehicle for the guaranteed price, lease or purchase a new Acura, or simply return the vehicle.

Leasing is generally better if you prefer lower monthly payments, enjoy driving new cars every few years, and don't want to deal with the long-term maintenance or depreciation. Financing is better if you want to own the car eventually, drive more than the typical lease mileage limits, and are interested in building equity in the vehicle provided the parameters are met.

Contact Our Acura Team Today with Questions about Leasing or Financing

Please come and speak with your trusted McDaniels Acura Sales Professional about these lease options on your next new Acura Integra, RDX, MDX, and ADX. We are here to help you as your local new and pre-owned Acura dealer in the Lowcountry, serving Charleston, Hilton Head, Mt Pleasant, Summerville and Myrtle Beach.

Frequently Asked Questions About Financing and Leasing at McDaniels Acura of Charleston

Acura financing in Charleston is better suited to drivers with long commutes, those who want to modify their vehicle, or those planning long-term ownership. Leasing generally offers lower monthly payments and keeps drivers within the factory warranty period throughout the contract, making it a practical choice for those who prefer to upgrade vehicles frequently.

Leasing is available on new Acura models near Mount Pleasant, SC. However, leasing is not always available for used inventory or Certified Pre-Owned Acura models. Financing is available for both new Acura vehicles and used vehicles.

McDaniels Acura of Charleston offers an online financing application that allows you to begin the process before visiting the dealership. Alternatively, you can apply in person at the dealership. The dealership handles most of the paperwork involved in financing or leasing, which reduces the time and effort required from the buyer

McDaniels Acura of Charleston offers new and used vehicle specials near Summerville, SC that can include both financing and leasing options. These specials are designed to provide competitive rates across a range of vehicle types and budgets. To review current offers, visit the dealership's specials page or speak with a finance team member.

Dealership financing near Hilton Head, SC offers several practical advantages over private loans. Our finance team manages most of the paperwork on your behalf. Dealerships often have access to manufacturer incentives, promotional rates, and vehicle-specific specials that are not available through external banks or credit unions. Our experts can answer questions about loan terms, down payments, and monthly payment structures.

Yes. McDaniels Acura of Charleston offers test drives for both new and used vehicles for sale near Myrtle Beach, SC, giving you a closer look before financing or leasing.